Nexo

Nexo is a digital-asset platform launched in 2018 that offers a broad suite of services for cryptocurrency holders. Instead of simply trading or holding crypto, users can deposit assets (crypto or fiat) and earn daily interest, use those assets as collateral to borrow fiat or stablecoins, exchange between supported cryptocurrencies on-platform, or use a crypto-backed debit/credit card to spend — all within one ecosystem.

With Nexo, you can earn interest on a variety of supported assets: crypto, stablecoins, and fiat — interest is paid daily and can be compounded automatically.

If you need liquidity without selling your holdings, Nexo’s crypto-backed loans let you borrow against your crypto assets with flexible repayment terms, often with competitive rates depending on collateral and loyalty tier.

Nexo also includes a built-in exchange, enabling instant swaps between many crypto and fiat pairs directly in the app or web platform — useful for users who want to trade or convert without leaving Nexo.

Moreover, for everyday usability, Nexo offers a card (linked to your account) that enables spending — essentially letting you treat your crypto or crypto-backed credit as regular currency when buying goods or services.

Because Nexo bundles earning, borrowing, exchange, and spending into a single platform, it aims to make crypto more accessible and functional — not just an investment or speculation tool, but a usable financial ecosystem bridging traditional finance and digital assets.